Gas prices DROPPED!

Hooray!  Don’t you love that feeling?  You know that sweet feeling that you have a little more money in your wallet.

What are you gonna do with it? They say that, on average, each of us will have an extra $500.

I bet you have a list in your head for using that money.

Let me guess what is on your list. Hmmm………… More Xmas gifts for the family, a repair of your home, car or a down payment on a new car or washing machine……Have I  hit one right yet?

Television, magazines and online ads bombard you with the same message. SPEND IT !!!!!

What if…….? What if you tried something radically new (“disruptive”)? What if you did NOT SPEND it. What if you  SAVED THAT MONEY? Or more correctly …..

What if you put that money……………….. to work for you in your IRA or savings account, a little every week?  You know, $25 per week or $50 per month.

What if you used it ……………… pay off (or pay down) your credit card debt, $25 every week and/or $50 per month? Or front load it, that is hit it hard, by paying down $100 per month to reduce the balance on the credit card that requires you to pay the highest interest charges? (You know, debt reduction is a form or saving that has the added benefit of reducing your stress.)

Once you start that saving and/or debt reduction, why not do that for the next, oh…..2-3 years? Save $25 per week and/or $50 per month and deposit it into your IRA and/or pay off all your credit card debt? Make it $20  per week or $100  per month. Whatever you can afford.

Treat yourself!!!! Put that money into an account with your name on it. You will feel less stress  and more secure. That will make your life better, easier, softer, kinder after you leave work behind. Less anxiety, more control.

That is what I am advocating. Give yourself  more control!!!

I want you to take the money that used to flow out of your wallet into a gas tank, and move it into accounts with your name on them. You take it!!!!! You use that money to increase your savings and/or drop your debt burden.

Take full advantage of the decrease in gasoline prices.  Put yourself on your list. Take Control ! Give that money to  yourself!!! Why? It will  build your wealth and security.

Wouldn’t that feel good?