So a Hot Flash Stash of Cash is really is 3 things.
1. It is money that you put into an account with your name on it. (You can hold it jointly with a partner as well.)
2. In your mind you keep this account separate. It will not be used for every day expenditures, or to buy stuff, etc. You have to think about it as not only separate but also untouchable, except for Hot Flash Financial goals.
3. The money in that Hot Flash account exists and will be built up for your future financial security. In other words, your put money into that account, make decisions and trade-offs, and take action to build that pile of cash really high so you can reach your Hot Flash Financial Goal– a financially secure future.