So here is how you can really find out what you do with your precious, hard earned dollars.
Step 1. Find out what you really reach into your wallet for. Track what you spend.
You have some options here. You can use one of 3 ways:
1. Techy-Gismo way: This method requires you to do the least work. And you can use some very cool computer programs to do this. Or you can use them in their new forms, as Apps on your smartphone. I will list the computer programs. The Apps have similar names. Here are a few :
- Mint.com or