What will motivate you?

We want you to take yourself seriously. We think you are worth it. So we are going to encourage you to take some time for yourself, and some money for yourself. So you can improve your finances and your future.

We are going to start with a series of blogs that ask you a question? What will motivate you to act in your own self interest? To improve your control over money and your future?

We are going to ask a lot of different questions. We recognize that there is diversity out there. We women have different backgrounds and perspectives, as well as different challenges. Some of us are younger, with hot flashes on the horizon. Others are older, with the heat and frantic fanning a distant memory. Some of us are married, some divorced or widowed and some have never, ever married. There are so  many differences that not all of us can be moved to action with the same set of words.

So read these blogs and focus on the Motivation issue that hits home for you. Is it

  • fear, or a
  • concern you will be a burden to your children? Is it
  • lack of knowledge? Is it that
  • you  have never been employed and relied on your partner for income? Is it that
  • you and your partner argue a lot about money and so you are rightly concerned about opening a Pandora’s box? Is it that you have
  • run into real trouble in the Great Recession–you may be unemployed, and/or your house is worth a lot less than your mortgage, or worse?
  • all of the above or some of the above?
Read our blogs. Comment on them. Click around on our sit. Tell your friends about us. Get them to click around the site too. Get them to join you as you ASK our questions and try to develop ANSWERS. Then ACT! to improve your control over your money and your future.

 

So,…………why not consider saving more money?

How can you do this?  

HERE ARE SOME EASY STEPS TO FOLLOW:

1. SET A GOAL FOR YOURSELF.  It can include adding to a savings account, or reducing your over all debt. Did you know that –in the past year, 1 in 6 American Savers selected paying off consumer debts as their goal?  

2. MAKE A PLAN that you can FOLLOW.  If you want an easy one, that does not take much of your time— increase your contributions to your retirement account. Go On-Line and change your contribution level, by a certain amount of dollars or a percentage (like 1%).  You will be in very good company if you increase your retirement savings:  44% of those who reported having a retirement savings goal made a change to their retirement plans.

If you feel you can do more than one thing, and want some guidance,  click on our site.

  • Select the ASK & ANSWER button and look at the drop down menu. Select Extra money? Is she kidding? and also read about Trade Offs.
  • There is more for you, if you would like.  Select the  ACT button and look at the drop down menu and select Build you Stash.

3.  LEARN A FEW GOOD SAVINGS TRICKS.

  • Think carefully about what  you will do with your tax refund.  Did you know you can use your #tax refund to buy US Savings Bonds? It’s an easy, safe way to diversify your savings.    Check out the Tweets at   #ASW2012           http://ow.ly/8IUNX
  • Join @AmericaSaves for tips, news, and advice to help you save. Reach your savings goals.  Follow #ASW2012  on Twitter, or go to http://ow.ly/8dnzz

 

Saving more money

We know this is a real challenge. But there is help out there.

 

Take a look at the great ” Start Small, thing BIG campaign of ASEC  during America Saves Week.

Here is their Bolded Blurb

Visit www.americasavesweek.org  (or #ASW2012)   to learn how you can take informed action. Start Small, Think Big!

Here is another link that they provide.

   Every day is an opportunity to www.choosetosave.org.   

By the way, ASEC stands for American Savings Education Council. Its a great group. Please click on their site and use their tools.